The use of a phone number rather than a username seems like a BIG downside.
I’ve moved countries several times and as a result been forced to change my number several times.
This causes a huge headache with any service that relies on phone numbers, especially two-factor etc. Phone numbers should be thought of as ephemeral while usernames can persist.
Ya i thought this as well… seems like a bad idea. I get that most ppl keep their phone number. Maybe better to let ppl just use their number than everyone creating an account? Idk..
But now i think of it… how does Visa and MC do it? Cuz i dont have a username or phone nber with them (i know they have my number). But i havent switched my number, so maybe if i did, i would have an issue?