If you only consider the direct, personal impact on you as an individual with no current or future ties to China, then sure, the risk is probably lower. However, it is important to note that CCP surveillance is much more intrusive in general.

The point I'm trying to make is that you're not taking into account the fact that your use of CCP-backed services implicitly contributes to human rights and surveillance abuses within China. Once you consider this, I think minimizing the use of these products and services is worth incurring the added "risk" of being surveilled by the Five Eyes.