And bad for the consumer even if they’re right. How are you supposed to plan for or cope with the knowledge that you’re going to lose your mind in 15 years?
What? Coping is personal, but planning would be critical. Long Term Disability Insurance is totally a thing. One would probably make different reproductive decisions among other choices. The entire argument against knowing seems to be that it might hurt your feelings.
How much is Long Term Disability Insurance likely to cost if you have been tested and shown to have a particularly high risk of developing a long-term disability?
Oh, you wouldn't tell the insurer? That'll probably be grounds for invalidating the policy, if and when it ever comes to light.
The more we are able to know about the likelihood of future medical issues on an individual level, the more dysfunctional the "insurance" model will become.
No, it’s that it’ll fill your life with dread without giving you the power to do anything about it. Yeah, you can do some piddly stuff around the edges, but no action you can take will prevent you from suffering one of the worst diseases we know about.
It’s a bit like being put onto death row.
Also, feelings matter. So “it’ll just hurt your feelings” is dismissive claptrap.
